OUR SAFE AND SECURE SHOPPING GUARANTEE
When you shop at PhotonBuzz.com, we believe that you should never have to worry about the status of your personal information, including your credit card safety. And we will guarantee that every transaction you make on our site is safe and secure.
PhotonBuzz.com is hosted on the Shopify eCommerce platform which provides our store's digital architecture to you, our customers, with an online environment that is fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). The PCI DSS is an information security standard for organizations that handle credit card and debit card information. Defined by the Payment Card Industry Data Security Council, the standard was created to increase controls around credit card data to reduce credit card fraud via its exposure. If PhotonBuzz sells online and accept payments from Visa, MasterCard, American Express or Discover credit cards, all of its hosting and software must be PCI compliant.
Is PhotonBuzz.com compliant? Yes.
Through Shopify, as the host of PhotonBuzz.com, our site is compliant on all six categories of PCI standards that must be met in order for a merchant to be deemed compliant. Shopify is certified Level 1 PCI DSS compliant. This compliance extends to all online stores powered by Shopify.
We are very serious about security on PhotonBuzz.com and pleased that Shopify takes securely hosting our online store so seriously. Shopify has invested significant time and money to certify our solution is PCI compliant. From annual on-site assessments validating compliance to continuous risk management, working tirelessly to ensure our shopping cart software and e-commerce hosting is secure. When you see a green padlock icon in the address bar of your browser window, you are should feel some comfort knowing you are on a secure page.
It is well known that online purchases are statistically safer than using your credit card at a restaurant or department store. Credit card security experts note that online purchases are even far safer than traditional credit card transactions. Why? It is because the information entered on the commuter during your purchase is immediately encrypted into a scrambled message that can only be decrypted by an authorized computer.
What if there is a breakdown? If security does break down during your online shopping, the Fair Credit Billing Act is a federal law enacted to protect consumers from unfair billing practices, such as unauthorized charges, charges for unaccepted or undelivered goods and services and other disputed charges. Please keep in mind that under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50.00 of fraudulent charges. For your peace of mind and because we are fully confident in Shopify's site security, if your bank does hold you liable for any of this $50.00, PhotonBuzz.com will cover the entire liability for you, up to the full $50.00. We will only cover this liability if the unauthorized use of your credit card resulted through no fault of your own from purchases made at PhotonBuzz.com.
You can learn more about PCI Compliance by visiting PCI Compliance Guide at: https://www.pcicomplianceguide.org/
In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.